Current Personal Deposit Rates

Deposit Rates effective March 1, 2017

Savings & Money Market

Deposit Type

Minimum Opening Deposit

Minimum Balance to Earn Stated APY

Interest Rate

Annual Percentage Yield (APY)

N.O.W. Account

$50

None

0.05%

0.05%

Statement & Passbook Savings

$50

None

0.05%

0.05%

SuperSize Savings

$20,000

None

0.10%

0.10%

Regular Money Market

$2,500

Up to $2,499.99

0.10%

0.10%

 

 

$2,500 and up

0.10%

0.10%

Prime Money Market Savings

$2,500

$2,500

0.15%

0.15%

Premier Money Market

$50,000

Up to $2,499.99

0.10%

0.10%

 

 

$2,500 - $49,999.99

0.10%

0.10%

 

 

$50,000 and up

0.15%

0.15%

Rates subject to change without notice. Fees may reduce earnings. Rates could change after account opening.

Certificates of Deposit

Term

Minimum Opening Deposit

Minimum  Balance to Earn Stated APY

Interest Rate

Annual Percentage Yield (APY)

3 month

$1,000

$1,000

0.049%

0.05%

6 month

$1,000

$1,000

0.099%

0.10%

12 month

$1,000

$1,000

0.199%

0.20%

18 month

$1,000

$1,000 

0.995%

1.00%

24 month

$1,000

$1,000 

0.995%

1.00%

36 month

$1,000

$1,000 

1.242%

1.25%

48 month

$1,000

$1,000 

1.343%

1.35%

A penalty may be imposed for withdrawals before maturity and may reduce earnings. Rates subject to change without notice.

Individual Retirement Accounts (IRA)

Term

Minimum Opening Deposit

Minimum  Balance to Earn Stated APY 

Interest Rate

Annual Percentage Yield (APY)

3 month

$1,000

$1,000 

0.049%

0.05%

6 month

$1,000

 $1,000

0.099%

0.10%

12 month

$1,000

 $1,000

0.199%

0.20%

18 month

$1,000

$1,000 

0.995%

1.00%

24 month

$1,000

$1,000 

0.995%

1.00%

36 month

$1,000

 $1,000

1.242%

1.25%

48 month

$1,000

$1,000 

1.343%

1.35%

Retirement Savings Account

$50

 None

0.10%

0.10%

A penalty may be imposed for early withdrawals from IRA accounts. Rates subject to change without notice. Fees may reduce earnings. Retirement Savings Account rates could change after account opening.

All deposits are insured in full by the FDIC to at least $250,000.

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