Personal Checking Accounts

Simply review the accounts below and when you find one that meets your needs, Contact Us or visit any of our convenient locations to speak with a Customer Service Representative.

No matter what account you select, you will receive the following:

  • MasterCard® Debit Card
  • Online Banking and Bill Pay
  • eStatements
  • Online Check Images
  • 24-Hour TeleBanking

Personal Checking Account Comparison

 

Harvest Gold 

62+

N.O.W

More Than Free

Minimum Balance

$15,000 average monthly relationship balance in Checking/Savings/CDs combined

None

$1,500 minimum daily balance

None

Monthly Service Charge

$25 if below average monthly relationship balance

None

$10 if below minimum daily balance

None

Interest Bearing

Icon - Checkmark

No

Icon - Checkmark

No

Check Writing

Unlimited

Unlimited

10 per month
($.50 each over 10)

Unlimited

ATM Fees

Free at Milford National Bank and SUM® Network ATM’s

Free at Milford National Bank and SUM® Network ATM’s

Free at Milford National Bank and SUM® Network ATM’s

Free at Milford National Bank and SUM® Network ATM’s

Free Program Checks and reorders
(one per year)

Icon - Checkmark Icon - Checkmark  No No

Other Benefits

- Free official bank checks

- Safe Deposit Box rental discount

- No IRA Annual Service Charge

- Special CD Rates (initial term only)

- Free Signature Guarantee

- Tiered-rate statement savings

- Line of Credit if you qualify

- Free financial planning consultation and/or free estate planning review1

     

1 Available through MNB Wealth Management. Investment and insurance products are not products of the Bank, are not FDIC insured and may lose value. Call Scott Scales, Vice President, Department Manager at 508-244-5178 to schedule an appointment.

Please refer to our Schedule of Service Charges - Personal Accounts Schedule of Service Charges for additional fees that may apply to these accounts.

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