Privacy Policy and Identity Fraud Information
OUR PRIVACY COMMITMENT
At The Milford National Bank and Trust Company (“MNB”), we
value our customers’ trust and respect their privacy and confidentiality
in all of their dealings with our bank and our subsidiaries.
We are committed to safeguarding customer information. Our policy
is designed to protect the confidentiality of information we have about
you. Since your privacy is a priority to us, MNB will not share non-public
information about you with third parties outside of our organization
without your consent, except as explained in our Privacy Policy.
We may amend our Privacy Policy from time to time. Annually,
we will send our customers our most recent Privacy Policy notice.
This Privacy Policy notice applies to MNB and its affiliates,
CrossRoads Insurance Agency, Inc. and Forward National Company, Inc.
Please take a moment to review our Privacy Policy.
About Our Privacy Policy
Protecting your privacy is the highest priority of every employee of
MNB. We want you to understand what information we may gather and how
we may share it. This Privacy Policy explains MNB’s collection, use, retention
and security of information about you.
We Collect Information to Serve You and Administer Our
Business
As part of providing you with financial products or services,we may
obtain information about you from a variety of sources:
Sharing Information Outside MNB
We may be required to or we may provide information about you to
third parties outside of our bank without your consent, as permitted by law,
such as:
In addition, we may provide information about you to our service providers to help us process your applications or service your accounts. These may include billing, Internet, on-line banking and bill payment service providers, mail and telephone service companies, insurance tracking companies, insurers, loan settlement service providers, property inspection companies, attorneys or other professionals. These service providers use your information for our purposes only and uphold the confidentiality and security of this information.
All our service providers have confirmed to us in writing that they do not use our customers’ information for any other purposes.
We may disclose the following information to companies that perform marketing services on our behalf which may include the categories of information described above under the heading “We Collect Information”and only that which we deem appropriate for such service providers to carry out their functions.
We may also disclose some of the information we collect, as described above, to other financial institutions with which we have joint marketing agreements, such as securities broker-dealers and insurance agents.
We do not provide non-public information about you to any non-MNB service provider or marketing company.
Sharing Information Within MNB
As part of an effort to provide customers with comprehensive and effective service, we may use information that we have collected about you to inform you of certain financial products and services that may be of interest to you and which you may not otherwise know about.
Sharing Information with MNB Affiliates
We may share certain information about you with our affiliates. This
may include the following: identification information (such as your name
and address), and information regarding your account transactions and
experiences with us (such as your payment history), as allowed by the Fair
Credit Reporting Act.
Our Former Customers
Even if you are no longer a MNB customer, our Privacy Policy will continue to apply to you.
Other information
This Privacy Policy applies to products or services provided by The Milford National Bank and Trust Company, and its subsidiaries Forward National Company, Inc. and CrossRoads Insurance Agency, Inc. used primarily for personal, family, or household purposes (not business purposes). We reserve the right to change this Privacy Policy, and any of the policies described above, at any time. Further, the examples contained within this Privacy Policy are to serve as illustrations; they are not intended to be exclusive.
IDENTITY FRAUD INFORMATIONFor more information about identity theft, the Federal Trade Commission (FTC) has information on their web site at www.ftc.gov/idtheft.
If You Become a VictimThe Milford National Bank and Trust Company Offices:
Milford
Main Office: 300 East Main Street, Milford, MA 01757, 508-634-4100
256 Main Street, 508-634-4130
146 South Main Street, 508-634-4110
Mendon
14 Hastings Street, Rte. 16, 508-634-4114
Bellingham
286 Hartford Avenue, 508-634-0407 (Next to ZOOTS)
Hopkinton
74 South Street, 508-544-9880
On-line Banking
www.milfordnational.com
TeleBanking
Toll-free 1-888-696-6288
Affiliate Offices:
CrossRoads Insurance Agency, Inc.
300 East Main Street, Milford, MA 01757, 508-244-5159
Forward National Company, Inc.
112 Turnpike Road, Suite 201,Westborough, MA 01581, 1-800-805-4668