Convenience Banking

Online Banking and Bill Pay

Enjoy the convenience of banking on your schedule. Online Banking is available 24 hours a day, 7 days a week and is a secure, fast way to pay bills, transfer funds, view your statement and access many other services.

TeleBanking

TeleBanking from Milford National Bank makes banking faster, easier and more convenient. A simple call from a Touch Tone™ phone gives you immediate access to your account information and many other banking services 24 hours a day. Simply call toll-free, 1-888-696-6288. A voice prompt will lead you through your call step by step.

MasterMoney™ and ATM Card

Use our MasterMoney™ ATM/Debit card and enjoy the freedom of a debit card combined with the convenience of a 24 hour ATM card. Your purchases are withdrawn directly from your Milford National checking account. Benefit from the convenience of MasterMoney™, without the disadvantages of credit card fees or interest charges on unpaid balances. Enjoy everyday access to your funds at any ATM anywhere in the world.

MasterCard "SecureCode"

 

     Register

Once you've registered and created your own private SecureCode, you will be automatically prompted by your financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your SecureCode is quickly confirmed by your financial institution and then your purchase is completed. Your SecureCode will never be shared with the merchant. It's just like entering your PIN at an ATM.

     Reduce Risk

When you correctly enter your SecureCode during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone knows your credit or debit card number, the purchase cannot be completed without your SecureCode at a participating merchant.

Sign Up for SecureCode here

Report a Lost or Stolen Bank Card:

Call our TeleBanking line at 1-888-696-6288, select More Choices (option 8) - press 1 to report a lost or stolen card. You will need your account number, date of birth and social security number. Ensure you receive confirmation that your card(s) were successfully reported lost or stolen to prohibit unauthorized usage.

Visit one of our convenient banking locations during regular business hours and speak to a Customer Service Representative to re-order another card or reactivate a found card.

 Avoid ATM Surcharges

The Milford National is a member of the SUM program, giving our customers surcharge-free ATM access at over 2,500 SUM-designated ATMs. Look for the SUM logo on the ATM and your transaction will be surcharge-free. Visit the SUM Program web site for a list of SUM ATM locations.

CheckGuard Overdraft Protection Plans

The Milford National offers two easy ways to protect you from the hassle, high cost and embarrassment of an overdrawn checking account.

     CheckGuard Line of Credit

A CheckGuard Line of Credit can protect you from the occasional checking overdraft by providing a line of credit that covers you up to the amount of the line. You'll never have to worry about the cost, hassle or embarrassment of overdrawing your Milford National Checking Account again.

• Round-the-clock overdraft protection
• Interest assessed only on the amount you use
• Must meet established underwriting requirements to qualify

CheckGuard Savings Overdraft Protection

Funds from your Milford National Statement Savings Account can be automatically transferred to your Milford National Checking Account, to cover any overdrafts. Pre-authorized transfers are for the exact amount of the overdraft, plus daily transfer fee up to a limit of six pre-authorized transfers per statement period. An overdraft fee will be charged, if there are insufficient funds in your statement savings account. Low monthly maintenance and transfer fees. See our Schedule of Service Charges.

Safe Deposit Box

Protect your valuables by renting one of our safe deposit boxes, available in different sizes, located at several of our offices. See our Schedule of Service Charges for Safe Deposit Box costs.

Direct Deposit

With Direct Deposit, your paycheck, government or other regularly issued check is deposited directly into your account and provides immediate availability - it's safe and eliminates trips to the bank.

Personal Check Re-Orders

In need of checks? Conveniently re-order your checks directly at Deluxe.com.

Please refer to our Schedule of Service Charges for any fees that may apply to these accounts.